At LPIS, we provide comprehensive insurance solutions for private and commercial landlords, property management companies, and developers.

Our Clients:

Private Landlords Icon
Private Landlords
Commercial Landlords Icon
Commercial Landlords
Property Management Companies Icon
Property Management Companies
Property Developers Icon
Property Developers

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Desk Top Rebuilding Cost Survey

How accurate is your Buildings Sum Insured?

Exclusive to LPIS
Desk Top Survey from www.rebuildcostassessment.com
Approved by all major insurers
£168.50 per address (including set up fee and VAT)

Reduced Placement Fee

Upload your current Policy Schedule and Statement
of Fact for a 50% reduction in our standard placement fee

Comprehensive Client Support

Our friendly team ensures optimal coverage at competitive prices,
coupled with unwavering support throughout your insurance journey.

Our belief in insurance as a partnership reflects our dedication to providing personalised,
efficient claims support and comprehensive coverage for every client.

Under-Insurance

Why your building sum insured is so important.

The Insurance Act 2015 requires the policyholder to make a fair presentation of the
risk before entering into a contract of insurance.

The disclosure must be of every material circumstance which the policyholder knows or
ought to know - and that includes an accurate building sum insured.

In most cases of underinsurance, the Insurer will apply the Policy Condition of Average
to proportionally reduce the value of any claim and retrospectively charge the correct premium.

In serious cases, the insurer might refuse to deal with the claim and / or cancel the policy.

Our Landlord products insure:

Buildings and Landlords’
contents – occupied and
unoccupied

Loss of rent or alternative
accommodation if your
property is uninhabitable

Rent (default) guarantee –
if your tenant fails to pay
the rent

Legal expenses
insurance

Our Property Development products typically cover:

Structural Defects /
Building warranty cover

Liabilities – Employers /
Public / Products Liability

Contract Works

Own / Hired in Plant

Legal Expenses

Landlord Insurance and Property Services
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